Your loan grade
Each loan scored on rate, structure, LVR and features, with plain-English notes on what's holding it back.
Complimentary · Private · About 3 minutes
Is your home loan still working as hard as you do?
The Finfident Loan Health Check grades every loan you hold against today's market, shows what you could save each month, how much equity you could use, and includes a free bank valuation. The same review our brokers run for clients, now yours in minutes.
- No credit check
- No obligation
- Data stays in Sydney, Australia
Example report
ALoan health 92/100
- Possible saving
- $412/mth
- Usable equity
- $186,000
- LVR
- 61.4%
- Free valuation
- Requested
Illustration only. Your report is based on your own loans.
A–D gradefor every loan you hold
Monthly savingversus a sharper rate
Usable equityup to 80% of each property
Free valuationthrough our lender panel
What's inside your report
A private-banking style review of your loans
Clear, specific and yours to keep as a branded PDF.
What you could save
The monthly and yearly difference against a sharper rate, so you know whether it's worth a conversation with your lender.
Equity you can use
How much you could put towards renovating, investing or consolidating, property by property.
Fixed rate countdown
If your fixed rate ends soon, we flag it early so you aren't rolled onto a higher revert rate.
Borrowing headroom
What you could borrow next, at the assessment rate lenders use, if you're thinking about your next move.
A free bank valuation
Tick a box and we order a valuation on any property you own. No cost, no obligation.
1
Add your loans
Lender, balance, rate and an estimated value. Your latest statement has everything.
2
See your report instantly
Your grade, saving, equity and next steps, on screen and as a PDF.
3
We do the legwork
A Finfident broker compares our lender panel and, if it's worth it, negotiates or switches for you.
Your Loan Health Check
Let's check your loans
Does it affect my credit score?
No. There's no credit check. It uses only the numbers you enter.
Is it really free?
Yes. The report and the valuation are free, and there's no obligation to switch. Lenders pay us if you take out a loan through us.
What if my loan is already good?
Great. Your report will say so, and we'll check in periodically so it stays that way.
Where is my information kept?
In our secure, encrypted client database hosted in Sydney, Australia, and only our team can access it.